How do I receive orthodontic coverage if I have it?

Orthodontic benefits pay out over the course of treatment not in one lump sum payment. If your benefit is estimated at $3000, the Insurance Company generally pays you or the orthodontist an initial payment when the braces are placed and then monthly, quarterly, or annual installments for the remaining months of treatment.

If the orthodontist estimates that you will be in braces for 2 years then you would want to make sure you keep you dental plan during those 2 years. If you drop your dental/orthodontic insurance before your benefit has finished paying this can result more out of pocket expenses for you.