What happens if I get Orthodontic Coverage after my child has already started treatment?

Sometimes an employer will increase their plan benefits or you might even change employers and find yourself with orthodontic benefits that you did not have when you or your child first started treatment. The question to ask your new plan is if they cover work in progress. If they do cover work in progress, then generally your benefit is pro-rated based on how long you have been in treatment and how long you have left in treatment.

There may be an age limit to receive benefits from your insurance company. For example, with some insurance coverage, the age limit for orthodontic benefit is 19 years old.